GO!CHECKS – Terms & Conditions

go!checks - terms & conditions

These terms shall have effect from 21 January 2019.
These terms govern the use of the Go!Checks and constitute Your User Agreement with Us.

1. Definitions

1.1. In these terms the words and expressions set out below will have the following meanings:

“Agreement” means the agreement formed between You and Us by Your acceptance of these Terms
 “Assigned User” means a User of Go!Checks who has been granted access to Go!Checks by an Entitled User and who uses Go!Checks by spending valid Search Tokens granted to him or her by an Entitled User from the Entitled User’s stock of valid Search Tokens
“Completed Search” means a search request which has been sent to Go!Checks as a result of a User clicking the ‘Calculate’ or ‘next’ button and which has returned a valid result. A search becomes a “Completed Search” when Go!Checks delivers the results to the User, not when the User completes a report of their search.
“Dow Jones” means Factiva Limited, which is incorporated in England and Wales and whose registered place of business is The News Building, 1 London Bridge Street, London SE1 9GF, United Kingdom, trading as Dow Jones
“Dow Jones Information” means information supplied by Dow Jones and distributed to You via the Go!Checks Service. This information includes the records that are searched when You request a Go!Checks search in respect of a search subject’s sanction, PEP, or Watch List, and any resulting matches that are displayed to You.
“Entitled User” means a Registered User of Go!Checks in possession of at least one valid Search Token
“Licensors” means the parties which have licensed Us to display and make available to You their intellectual property in the course of the conduct of Go!Checks searches. Our Licensors include, but are not limited to, Dow Jones.
“Registered User” means a User who has provided Us with such identity and contact details as We may require
“Go!Checks” means the Go!Checks name search and risk scoring engine accessed online via GUI.
“Search Token” means an electronic token which can be purchased by Entitled Users and exchanged for Completed Searches on the Go!Checks search engine.
“Terms” means the terms of use contained in this document and all of its schedules, to which You must agree prior to accessing or using the Go!Checks Service
“The Parties” means You and Us
“The Go!Checks Service” means Go!Checks. The Go!Checks Service expressly includes the Dow Jones Information
“Third Party Content” means any text, files, images, photos, graphics, video, sounds, musical works, or any other materials published or posted on or through Our services produced by third parties (e.g. search results provided by Go!Checks but making use of underlying third party material).
“Trial User” means a Registered User of Go!Checks not in possession of at least one valid Search Token
“Us, Our, We” means Algoreg Sarl, whose registered office is at 59, Boulevard Royal L-2449 Luxembourg, Luxembourg
“Users” means Registered Users, Entitled Users, Assigned Users and Trial Users of Go!Checks
“You, Your” means the party which has executed this Agreement by ticking the electronic box to indicate that these terms have been read, understood and accepted.

Accessing and Using Go!Checks

1.1. Full access to Go!Checks is available only to Registered Users with valid Search Tokens (“Entitled Users”) and to other Users granted access by Entitled Users (“Assigned Users”) who have agreed to be bound by these Terms, including the Schedules hereto. We may from time to time make trial access available to Registered Users who do not hold valid Search Tokens (“Trial Users”) provided they also agree to these Terms. References made in these terms to “Users” are references to Registered Users, Entitled Users, Assigned Users, and Trial Users, unless the context clearly indicates otherwise.

1.2. We may not offer or make available all of Our services or content to residents of certain countries. The terms in this document bind all Users of Go!Checks, whether they are Registered Users, Entitled Users, Assigned Users, or Trial Users, except where clearly otherwise indicated by these terms.

1.3. These Terms constitute the sole basis on which You agree to access and use Go!Checks and supersede and extinguish all previous agreements, promises, assurances, warranties, representations and understandings, whether written or oral, relating to their subject matter.

1.4. You acknowledge that: (i) You are aged 18 or over and of full legal capacity; and (ii) in accessing and using Go!Checks You have not relied on any statement, representation, assurance or warranty (whether made innocently or negligently) that is not set out in these Terms.

1.5. You must not misuse Go!Checks by introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to Go!Checks, the servers on which Go!Checks is stored or any server, computer or database connected to Go!Checks.

1.6. You may link to Our home page (www. http://gochecks.algoreg.com/) on a website that You control, provided that You do so with Our prior permission in writing (which may impose additional terms on You in relation to the website on which You propose to link) and do not suggest any form of association, approval or endorsement on Our part unless that has been specifically agreed. We reserve the right to withdraw permission to link without notice. You may in no circumstances create a link to any part of Go!Checks other than the Go!Checks home page.

1.7. Under no circumstances are You permitted to re-sell access to Go!Checks to any party.

Modifications

2.1. We may, at Our discretion change, remove, suspend or discontinue any aspect of Go!Checks at any time including the availability of any Third Party Content (e.g. the searching of a particular sanctions list).

Our Technology

3.1. Go!Checks’s technology, trademarks, copyright, patents, logos, domain names and other related intellectual property rights or other features of Our brand belong to Us or to Our Licensors. Your use of Our services does not grant You any rights in Our and/or Our Licensor’s intellectual property whether for commercial or non-commercial use save as expressly provided in these Terms.

3.2. We grant Our Users a license to access and use Go!Checks subject to the following specific usage restrictions:

  • You may only use Our services for Your internal commercial purposes subject to these Terms.
  • You must not commercially exploit, or sell any content appearing on Go!Checks or on the services provided through it, or access to Go!Checks itself, without first obtaining a license from Us or Our licensors (which We/They may grant in Our/Their sole discretion and subject to the agreement of terms with You).
  • You may print off one copy, and may download extracts, of any page(s) from Go!Checks for Your personal use or for internal commercial use within Your business.
  • You may refer others within Your organization to content posted on Go!Checks or search results.
  • You must not modify the paper or digital copies of any materials You have printed off or downloaded in any way.
  • Our status as the providers of search results on Go!Checks must always be acknowledged.
  • If You are in breach of these Terms, Your right to use Go!Checks will cease immediately and You must, at Our option, return or destroy any copies of the materials You have made.

Third Party Content

4.1. Third Party Content included as part of Our services (e.g. in the form of search results), is licensed to You either under these Terms of use or through such Third party terms and conditions as will be made known to You as and when they become relevant.
4.2. We do not endorse any Third Party Content, nor do We guarantee the accuracy or authority of any Third Party Content.

Dow Jones Information

5.1. Go!Checks’s sanctions, PEP and Watch List List data is provided by Dow Jones (the “Dow Jones Information”). Save as expressly provided in these Terms, You will not acquire any rights in the products, services, or intellectual property rights pertaining to the Dow Jones Information. Infringement of the copyright in the Dow Jones Information will constitute a breach of these Terms.

5.2. By agreeing to these Terms You represent and warrant to Us that:

  1. You have the right to enter into this Agreement and perform Your obligations in the manner contemplated by this Agreement;
  1. that You will comply with all applicable laws and regulations in performing this Agreement; and
  1. this Agreement does not conflict with any other agreement entered into by You.

5.4. You agree to indemnify Go!Checks, Dow Jones and members of the Dow Jones Group and each of its respective officers, directors and employees, agents and representatives (the “Dow Jones Parties”) against any and all loss or damage suffered by Go!Checks or the Dow Jones Parties arising out of any use of the Dow Jones Information by You beyond the rights expressly granted under this Agreement or in breach of the terms of this Agreement.

5.5. You acknowledge that Go!Checks is not a “consumer reporting agency” and that the Dow Jones Information does not constitute a “consumer report” or “investigative consumer report” as such terms are defined in the Fair Credit Reporting Act, 15 U.S.C. §1681, et seq. (FCRA), or any applicable state fair credit reporting laws. Accordingly, You represent and warrant that You will not use the Dow Jones Information for any permissible purpose under FCRA or applicable state or national fair credit reporting laws. You shall indemnify, defend and hold harmless Go!Checks, Dow Jones or its Affiliates for any loss or damage suffered arising out of any breach by You of the representation and warranty given by You in this Section 6.5.

5.6. Other than pursuant to section 8.1, neither Dow Jones nor Go!Checks shall be liable to You (jointly or severally) for any of the following types of loss: (a) any special, indirect or consequential loss; (b) any incidental, punitive and/or exemplary damages; (c) loss of profits (whether direct or indirect); (d) loss of business (whether direct or indirect); (e) loss of anticipated savings or loss of revenues (in either case, whether direct or indirect); and/or (f) loss of reputation or goodwill (in either case, whether direct or indirect) (collectively the “Excluded Damages”) howsoever arising, whether or not characterized in negligence, tort, breach of statutory duty, contract, or other basis of liability, even if any of the other party has been advised of the possibility of or could have foreseen any of the Excluded Damages and the protection of this clause shall also extend to Dow Jones.

Reliance on Information and Services

6.1. We will always aim to provide You with the best service We can and will use Our reasonable endeavours to update the information on Go!Checks. However, we make no representations, warranties or guarantees, whether express or implied, that the content on Go!Checks is accurate, complete or up-to-date.

6.2. The information provided by Go!Checks is for information purposes only and does not constitute advice on which You should rely.

6.3. All of the information provided by Go!Checks  Name screening  is supplied by third parties. We have no control over Third Party Content and We are unable to guarantee the accuracy of such Third Party Content. You agree that You access any content at Your own risk. Before relying on any information, whether it is from Us or from Our Third Party partners, We advise You to verify the accuracy of such information.
Some information provided by Go!Checks Risk scoring is supplied by Us (i.e risk levels to attributes such as, but not limited to, countries, industries…). We cannot guarantee that the risk levels defined in Our system will be in line with all regulatory and/or industry and/or internal standards at the time that they are being queried. Reasonable efforts will be made to maintain those risk elements to a certain level of best practices, however We cannot guarantee that the results produced will meet Your own appreciation of risk. You agree that You access any content at Your own risk. Before relying on any information, whether it is from Us or from Our Third Party partners, We advise You to verify the accuracy of such information. 

6.4. Go!Checks provides a facility by which names of individuals or legal entities may be entered in the characters of their original language. While We believe that entering such names in the characters of their original language will produce a robust and relevant search result, We cannot guarantee that entering a name in the characters of its original language will produce the same result as if it were entered transliterated into the characters of the Latin alphabet.

6.5. Go!Checks enables the simultaneous searching of sanctions lists, PEP lists, Watch Lists, and certain web sources. However, We cannot guarantee that any particular combination of such sources will be available at the time when You conduct Your search.

6.6. Sanctions lists, PEP lists, and Watch Lists searched by Go!Checks may be updated by their authors without notice. Whilst We will make reasonable efforts to ensure that changes to all such lists are reflected within Go!Checks’s search results as soon as possible after they occur, We cannot guarantee that this will always take place within a set period of time.

6.7. Original entries on certain sanctions lists, PEP lists, and Watch Lists may be published in the alphabet of a primary language which does not use the Latin alphabet. Where this is the case Our Third Party content providers will make reasonable efforts to translate or transliterate the information on those lists using characters of the Latin alphabet, but for reasons of the structure and grammar of the primary language it may not always be possible to provide an exact transliteration of names in the characters of one alphabet into those of another.

6.8. The compilation of lists of Politically Exposed Persons is an inherently uncertain exercise. Certain jurisdictions may choose not to make the necessary information publicly available; others may do so after a period of delay. The definition of a Politically Exposed Person is also variable in some jurisdictions and territories. The providers of Go!Checks’s PEP lists make all reasonable efforts to keep the information therein current, accurate and complete, but no guarantee is made that it is so.

Site Availability

7.1. Whilst We will do Our best to ensure that Go!Checks is fully operational at all times, We are not responsible for and shall not be liable to You for any problems or temporary interruptions in using Go!Checks arising from factors outside of Our control (e.g. technical problems from traffic congestion on the internet) or for any problems arising from participating in or from downloading Third Party Content.
Limitation of Our Liability to You

8.1. To the extent permitted by law, We exclude all conditions, warranties, representations or other terms which may apply to Go!Checks or any content on it, whether express or implied.

8.2. We will not be liable to You for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, Go!Checks; or
  • use of or reliance placed on any content displayed on Go!Checks, or on the absence of content displayed on Go!Checks (e.g. nil returns to search queries).
  • any indirect or consequential loss or damage.
  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any regulatory, legal or other penalty, sanction or other determination to which You are subject as a result, in whole or in part, of Your usage of Go!Checks.

8.4. You are responsible for the computer hardware and software that You use to access Go!Checks. You should use Your own virus protection software. We will take reasonable steps to put in place and maintain firewalls, virus protection and other technical security measures but We will not be liable for any loss or damage caused by:

  • a virus;
  • denial-of-service attack,
  • or any material that may infect Your computer equipment, computer programs, data or other material as a result of Your use of Go!Checks or downloading content on it, or on any website linked to it.

Assignment

9.1. You may not, without Our prior written consent, charge, sub-contract or deal in any other manner with all or any of Your rights or obligations as a User except in accordance with the ‘Entitled Usage Terms’ at Schedule 2 to these Terms.

9.2. We may at any time assign, transfer, charge, sub-contract or deal in any other manner with all or any of Our rights or obligations in relation to the provision of the Go!Checks Service.

Partnership and Agency

10.1. The provision by Us of the Go!Checks Service shall not operate to create a partnership between Us, or to authorize You or Us to act as agent for each other.

Third Party Rights

11.1. No one other than You or Us, or Our successors and permitted assignees, shall have any right to enforce any of these terms.
Changes to Our terms

12.1. We reserve the right to amend these terms of use at any time to ensure that We remain compliant with relevant laws and regulations or for any other purpose whatsoever. By continuing to use Our services after You have been notified of any changes being made, You accept those changes and will be bound by them. Any variations to these terms sought by You must be agreed in writing between Us and You.
Notices

13.1. Any notice or other communication given to Us in connection with the Go!Checks service in accordance with these terms shall be in writing and shall be delivered by hand or by pre-paid first-class post or other next working day delivery service at Our registered office.

13.2. Any notice or communication shall be deemed to have been received:

  • if delivered by hand, on signature of a delivery receipt or at the time the notice is left at the proper address; or
  • if sent by pre-paid first-class post or other next working day delivery service, at 9.00 am on the second Business Day after posting or at the time recorded by the delivery service.

13.4. For the purposes of the giving of notice in accordance with these terms, “writing” shall not include email unless specifically stated.

Waiver

14.1. No failure or delay by You or Us to exercise any right or remedy provided under this agreement or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy.

Termination

15.1. We may terminate Your usage of Go!Checks if You fail to make payment in accordance with the terms set out at Schedule 2. We may also terminate Your usage of Go!Checks if You commit a material breach of any these terms where that breach is irremediable or (if such breach is remediable) You fail to remedy that breach within a period of 14 days after being notified by email to do so.

The Effect of Termination

16.1. Any of these terms that expressly or by implication are intended to come into or continue in force on or after termination or cancellation shall remain in full force and effect.

16.2. Termination of Your access to the Go!Checks service shall not affect any rights, remedies, obligations or liabilities that have accrued up to the date of termination, including the right to claim damages in respect of any breach of the agreement which existed at or before the date of termination.

Force Majeure

17.1. We shall not in any circumstances have any liability to You if We are prevented from, or delayed in providing the Go!Checks service by omissions or accidents beyond Our reasonable control, including, without limitation, strikes, lock-outs or other industrial disputes, failure of a utility service or transport network, act of God, war, riot, civil commotion, act of terrorism, malicious damage, compliance with any law or governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood, storm or default of suppliers or sub-contractors.

The Law that Governs Our Services

18.1. These website Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of Luxembourg and will be subject to the exclusive jurisdiction of the Luxembourg courts. If any of these terms should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction which that term is illegal, invalid or unenforceable, it shall be severed and deleted and the remaining terms of use shall survive, remain in full force and effect and continue to be binding and enforceable.

Agreement to be Bound by these Terms

19.1. You agree that You will indicate Your complete understanding of, and agreement to be bound by, these Terms by checking the box with the following wording ‘I consent with gochecks terms and conditionsto that effect on an electronic form which will be provided to You by Us. The date and time from which these Terms shall have effect with regard to You shall be the date and time at which You check the box. No wet ink signature or other form of electronic signature shall be required of You to make these Terms effective, however we may additionally require You to provide a wet ink signature at our discretion. Should we so require, You will be bound by Your wet ink signature just as You would be by checking a box on an electronic form as outlined above in this paragraph

19.2. You further warrant and represent that You have sufficient authority to bind Your organization in respect of the requirements of these Terms.

19.3. Notwithstanding the provisions at clauses 19.1 and 19.2 above, Your usage of Go!Checks on or after 21 January 2019 shall constitute full, final and irrevocable acceptance of these Terms in their entirety on Your part and that of Your organization.

SCHEDULE 1 – THE GO!CHECKS SERVICE

The following description of what Go!Checks is, and is not, is important. Please read it carefully to ensure that You fully understand the capabilities and limitations of the service which Go!Checks offers.

What Go!Checks is:
Go!Checks is an advanced and specialized form of name search and scoring engine with access to national sanctions databases. It also maintains access to regularly updated databases of Politically Exposed Persons, national Watch Lists provided by Dow Jones.
The main categories of Politically Exposed Persons maintained on the Dow Jones database utilized by Go!Checks are as follows:

  • Heads of State, National and Regional Government;
  • National and Regional Government Ministers and Senior Civil Servants;
  • Embassy and Consular Staff;
  • Senior Members of the Armed Forces;
  • Senior Members of the Judiciary;
  • Political Party Officials;
  • Members of the National Legislature;
  • Senior Members of the Police Force;
  • Senior Secret Service Officials;
  • State Corporation Executives;
  • Local public officials;
  • Religious Leaders;
  • City Mayors;
  • International Organisation Officials;
  • National NGO officials;
  • Political pressure and labour group officials;
  • State agency officials;
  • Family Members and associates of the persons described above;
  • Individuals and entities within jurisdictions which are subject to sanctions or trade embargoes issued by the UN, OFAC or other similar institutions along with jurisdiction risk ratings. (The risk ratings applied against the jurisdictions are provided by the UN, OFAC or other similar institutions. Dow Jones does not impose any risk rating itself nor make any value judgement on this data).

The risk scoring module of Go!Checks allows users to determine an overall Anti-Money Laundering (AML) risk level based on different risk factors, such as, but not limited to: country, industry, product, person. It constitutes an indicative AML risk calculator based on Our subjective and internal notions of what constitutes a Low, Medium or High AML risk.
The risk scoring engine provides a framework and calculator to determine an indicative overall AML risk score. The risk factors provided are indicative and shall not be deemed as complete, exhaustive or fully accurate as many risk factors are subject to Your internal appreciation of risk.
What Go!Checks is not
Go!Checks name search has very powerful search capabilities but the information which it searches is limited to that provided by third parties. No research, analysis or other such work is carried out by Algoreg Sarl or its affiliates in connection with the individuals and entities submitted to Go!Checks as search queries. Search results are presented in order of relevance as determined by algorithms utilised by Go!Checks but there is no human intervention in this process. Algoreg Sarl cannot guarantee that, from a User’s perspective, the most relevant results in respect of a search query will be displayed first, or will be visible on the first page of search results. Nor can it guarantee the accuracy, currency or completeness of the content identified in search results drawn from third parties.
Go!Checks risk scoring is an indicative AML risk calculator based on Our subjective and internal notions of what constitutes a Low, Medium or High AML risk. It shall not in any case constitute on its own an analysis or report deemed to meet any regulatory requirements and is not deemed to be complete and/or accurate.The onus remains at all times on You as a User to critically interrogate and analyse the results which Go!Checks produces as You would the results of any other name search or risk scoring engine.

SCHEDULE 2 – ACCESS, USERS, PAYMENT AND CANCELLATION

Please read the terms in this Schedule carefully as they set out the terms for Your Entitled Usage of Go!Checks.
If You access Go!Checks as an Assigned User as a result of being granted access by an Entitled User, these Terms will apply to Your usage as far as they are relevant. The duration of Your access is determined by the Entitled User.
Any person over the age of 18 can become an Entitled User but We reserve the right to exclude certain territories from time to time and limit the entitlements on offer in any country.
You must be 18 or older and have the power to enter into a contract with Us and not be prevented from doing so under any local laws.
By registering to become an Entitled User, You agree that You have given Us accurate registration details, including payment information and will ensure that We always have up to date contact information.
When You become an Entitled User and have finalized a payment, We will provide You with a token to enable You to access Go!Checks. You agree that You will ensure that Your token information will only be used by You and will be kept secure and confidential. Access to and use of  protected or secure areas of Go!Checks is restricted to authorised Users only. You may not share Your token information, account information, or access to Go!Checks, but You may grant access to Assigned Users, provided that You do not levy any charge or receive any reward from Assigned Users or their employers, employees or associates for granting them access to Go!Checks.
You are responsible for all activities that occur under Your token or account or as a result of Your having granted Assigned Users access to Go!Checks. You agree to notify Us immediately of any unauthorised use of Your token or account.
We reserve the right to refuse any application for access to Go!Checks or to revoke Your access to Go!Checks for any reason and We are under no obligation to divulge that reason to You or any applicant.

What is the duration of my access to Go!Checks?

Entitled User access to Go!Checks is granted to Registered Users who purchase one or more ‘bundles’ of Go!Checks Tokens.
Your access as an Entitled User will start immediately once We have received full payment for at least one bundle of Go!Checks Tokens.
Your access as an Entitled User will continue for the number of validity days of purchased bundle from the date We receive Your payment in full, or until You have used up all of Your Go!Checks Search Tokens, whichever comes first.
All unused Go!Checks Tokens expire after the number of validity days of purchased bundle from the date We receive Your payment in full. Purchasing a new bundle of Go!Checks Search Tokens before the expiry of the remaining Search Tokens bought as part of a prior bundle will not extend the life of those other tokens.
If at the end of a period lasting the number of validity days of purchased bundle from the date on which We received payment in full for Your bundle of Go!Checks Tokens You still have any unused Tokens from that bundle, those tokens will expire, and it will no longer be possible to redeem or exchange them for any Go!Checks searches, nor will they have any residual value whatsoever.
For example, if at noon on 1 January 2018 You had purchased a bundle of 1,000 Search Tokens with a 365 day validity period, and at 11.59am on 1 January 2019 You had 25 Search Tokens remaining, those tokens would expire at noon on 1 January 2019 and could not be used for any further searches.

What does my access to Go!Checks cost?

To become an Entitled User of Go!Checks You must purchase at least one bundle of Go!Checks Search Tokens. If not used, Go!Checks Search Tokens expire based on the bundle’s validity periodafter purchase. The cost of Your bundle of Go!Checks Search Tokens will be made clear to You on Our sign-up pages and in Your welcome email and may vary from time to time or by country. You agree to pay the fees at the rates notified to You at the time You purchase Your bundle.
Payment can be made using all major credit or debit cards. Where relevant, currency conversion values may fluctuate and conversion fees may be charged by Your bank. We reserve the right to change fundamental details of the service which We provide with 30 days’ notice and affected Users may terminate their access to Go!Checks within this notice period.

Can I grant access to other Users?

Entitled Users are permitted to grant access to Go!Checks to as many Assigned Users as they wish, subject to the conditions below.
Assigned Users are permitted to conduct searches in Go!Checks provided they first agree to all of the Terms set out in this Agreement.
Payment to Go!Checks for the Assigned User’s searches is made by using Search Tokens owned by the Entitled User who granted access to the Assigned User concerned. The cost of performing searches in Go!Checks is the same for an Assigned User as for an Entitled User.
Under no circumstances may an Entitled User resell access to Go!Checks to an Assigned User or otherwise charge an Assigned User for granting access to Go!Checks, or profit from that access. Nor may an Assigned User sell access to or the results of Go!Checks searches, or profit from that access.
Assigned Users must be bona fide directors, employees, contractors or associates of the same legal entity as employs, contracts with or is directed by the Entitled User.
The provision of Assigned User access to Go!Checks to clients or prospective clients of the Entitled User or of the legal entity of which the Entitled User is a director, employee or associate is strictly prohibited.

How can I cancel?

You cancel Your access by sending an email to Us at support@Go!Checks.com from Your registered email address
When cancelling your access to Go!Checks, please state the following information in Your email:

  • That You would like to cancel Your access to Go!Checks and stating that this is a notice of cancellation;
  • When You last purchased a bundle of Go!Checks Search Tokens; and
  • Your name and address.

If You cancel Your access to Go!Checks within 14 days of the start of Your access, and You have not used any Search Tokens, We will refund any payments received from You using the same method of payment that You used to purchase Your bundle of Tokens.
You will not be entitled to a refund of Your initial payment if You cancel after the first 14 days of the start of Your access to Go!Checks, or if You have used any Tokens.

How can We change these Terms?

We may amend these Terms at any time to ensure that We remain compliant with relevant laws and regulations or for any other reason whatsoever. If We make any important changes to these Terms We will notify You by email or by notice on the Go!Checks website.
What happens if I default on a payment?
If You default on any payment, We may:

  • terminate Your access to Go!Checks;
  • charge You for any Search Tokens which You have used for which You have not paid;
  • send Your details to third party debt collectors; and/or
  • take any action which is necessary in Our opinion to recover Our losses.

How do I make a complaint?

If You would like to get in touch with Us to make a complaint, please use one of the following options:

  • by post to Algoreg SARL, 42 rue du commerce, L-3450 Dudelange, LU

We may at any time and at Our sole discretion, terminate Your access to Go!Checks upon reasonable notice, and upon no notice where We believe that We have serious grounds to terminate (for example, for non-payment or breach of these terms).
We may screen Your name and address against credit reference and fraud prevention databases when We decide whether or not to accept Your application for access to Go!Checks or at any point in time within a period of 10 years until the end of the business relationship.  By providing Us with Your details, You confirm that We may carry out these checks. If We do not accept Your application for access to Go!Checks, We will terminate Your access and, if applicable reimburse any payment that You have made.
In addition to these standard access terms, You will also be subject to any specific terms relating to the offers made available to Our Users from time to time. If You are found to be abusing the terms of any of Our offers, We have the right to suspend and/or terminate Your access to Go!Checks and/or offer agreement with Us.

3.3. In consideration for the rights that We have granted You under these Terms, You permit Us to provide advertising and other information to You, including permitting Our third party affiliates to do the same.

5.3. You further covenant that such representations and warranties will remain true and correct throughout the term of this Agreement. Except as provided herein, the Dow Jones Information is provided on an “as is”, “as available” basis without warranties, conditions or representations of any kind and Dow Jones does not warrant the accuracy, timeliness, completeness, adequacy, merchantability or fitness for a particular purpose of the Dow Jones Information. Dow Jones shall not be liable to You or to any third party in respect of any actual or alleged inaccuracy, untimeliness, inadequacy, merchantability or unfitness of the Dow Jones Information. You shall not make any statement respecting Dow Jones or the Dow Jones Information that is contradictory or inconsistent with the foregoing statements or that has not been approved in writing and in advance by Dow Jones.
In particular We are not liable for:

8.3. In so far as We may be liable to You Our total liability to You in contract, tort (including without limitation negligence or breach of statutory duty howsoever arising and including the acts or omissions of its employees, agents and sub-contractors), misrepresentation (whether innocent or negligent), restitution or otherwise, arising  in connection with the Go!Checks service shall be limited to € 5,000 EUR or the total amount that You have paid to us in licence fees for Go!Checks over the preceding twelve months, whichever is lower.

8.5. We assume no responsibility for the content of any websites linked to Go!Checks. We do not endorse those linked websites. We will not be liable for any loss or damage that may arise from Your use of them.

13.3. This provision does not apply to the service of any proceedings or other documents in any legal action or, where applicable, any arbitration or other method of dispute resolution.

Whilst Go!Checks’s suppliers make all reasonable efforts to maintain PEP, and Watch List data which is current, accurate and comprehensive, Go!Checks makes no warranties or representations regarding the accuracy, currency or completeness of its PEP, Watch List,  Sanctions List data, or any risk-related data within the risk scoring module. The onus remains on You at all times to satisfy Yourself as to the accuracy, currency or completeness of any results – including nil returns – which may be produced by searches of Go!Checks.

Can I get a refund if I cancel?

If Your access to Go!Checks has been terminated and You would like to regain access, We have the right to require payment in full of any outstanding amount owed to Us before granting You access.
Is there anything else I should know?